Loan amount: This is basically the quantity of finance the financial institution are willing to provide to the brand new borrower
A positive choice for the an application is much more most likely for people from other countries having a legal and you can affirmed revenue stream, long-label obligations, and you will expanded documentation. Referring to logical, because if a person has become living and working when you look at the Poland for quite some time, he has got even more explanations and chances to accept right here. Hence, next factors mainly influence a positive reaction:
Long lasting work price – so it verifies that the boss trusts the new personnel, so the lender is also faith including one. Although not, applications with other municipal-law contracts may also be acknowledged!
Credit rating from the Polish Borrowing from the bank Guidance Bureau (Biuro Informacji Kredytowej, BIK) – first of all, their visibility into the Poland, and you may next, their top quality. If one keeps consistently paid payments and money before you apply having a home loan, this means that the lender normally trust them which have larger deals. Thus, before you apply for a mortgage, its worth taking into consideration building a track record due to the fact a scrupulous borrower.
Permanent home credit – this can be actually an extended-name commitment. Long lasting house verifies the people has been through the brand new phase having short-term abode in fact it is inclined to continue staying in Poland for quite some time. Specific banks very first require the presence from a permanent residency card to produce a home loan.
Money level – the better the funds, the greater loan amount you can be eligible for. However, here, expenses are also extremely important.Read More »
Loan amount: This is basically the quantity of finance the financial institution are willing to provide to the brand new borrower
November 9, 2024
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A positive choice for the an application is much more most likely for people from other countries having a legal and you can affirmed revenue stream, long-label obligations, and you will expanded documentation. Referring to logical, because if a person has become living and working when you look at the Poland for quite some time, he has got even more explanations and chances to accept right here. Hence, next factors mainly influence a positive reaction: